What are my rights and options when it comes to settling debt?

Related FAQs

Can creditors refuse to negotiate a debt settlement?
Can I negotiate more than one debt settlement at once?
Can I negotiate a debt settlement over the phone?
Should I use a debt settlement company or negotiate directly with my creditors?
What is a “hardship program” and how can it help with debt settlement?
What documents do I need to provide during a debt settlement process?
Can I settle a debt if I’m unemployed?
What are the potential consequences of a failed debt settlement?
What if I can’t pay the full amount of a debt settlement?
Can I negotiate a debt settlement without the help of an attorney?

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