Can creditors refuse to negotiate a debt settlement?

Related FAQs

How can I monitor my progress during a debt settlement process?
How do I know if debt settlement is right for me?
What happens if a debt settlement is not completed on time?
How do I protect my credit score during a debt settlement?
Do I have to pay taxes on debt settled through negotiations?
What are the guidelines for debt settlement under law?
Do I need to hire a lawyer to negotiate a debt settlement?
What will happen to my credit score after a successful debt settlement?
How do I report a debt settlement to the IRS?
Are there any legal risks associated with debt settlement?

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