Can creditors refuse to negotiate a debt settlement?

Related FAQs

What is the process for appealing a denied debt settlement?
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Are there any laws governing debt settlement?
How do I protect my credit score during a debt settlement?
Should I use a debt settlement company or negotiate directly with my creditors?
How can I make a debt settlement offer more attractive to creditors?
What is the average time frame for debt settlement negotiations?
How does debt settlement impact my credit score?
Can I negotiate a debt settlement without the help of an attorney?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

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