Can creditors refuse to negotiate a debt settlement?

Related FAQs

Can a creditor challenge a debt settlement?
How do I protect my credit score during a debt settlement?
How do I know if a debt settlement company is reputable?
Are there any alternatives to debt settlement?
What is the difference between debt settlement and debt consolidation?
What penalties or interest can creditors charge when settling debt?
Can I negotiate a debt settlement without a debt settlement company?
How do I report a debt settlement to the IRS?
What is a deemed satisfaction and how does that apply to debt settlement?
Are there any discounts available for debt settlement?

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