What is a lump-sum debt settlement and how does it work?

Related FAQs

Is there a statute of limitations on debt settlement?
How do I protect my credit score during a debt settlement?
Are there any potential risks if I choose not to settle my debts?
Is it possible to settle a debt for less than the amount owed?
Should I use a debt settlement company or negotiate directly with my creditors?
How will I know if a debt settlement offer is fair?
How do I know if I have been approved for a debt settlement?
What are the guidelines for debt settlement under law?
Can I negotiate a lower principal balance as part of a debt settlement?
When can I start making payments on my debt settlement?

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