What is a lump-sum debt settlement and how does it work?

Related FAQs

What are my rights and options when it comes to settling debt?
How does a creditor determine if a debt should be settled?
When can I start making payments on my debt settlement?
Can I negotiate a debt settlement without a debt settlement company?
How does debt settlement impact my credit score?
Is debt settlement reported to credit bureaus?
What is a “hardship program” and how can it help with debt settlement?
Are there any laws governing debt settlement?
How do I make sure I receive a fair settlement from my creditors?
Can I negotiate a debt settlement without the help of an attorney?

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