What is a “hardship program” and how can it help with debt settlement?

Related FAQs

How will I know if the debt settlement negotiations are successful?
Are there any ways to avoid paying for a debt settlement service?
Are there any programs offering debt settlement help?
Are there any risks associated with using a debt settlement firm?
Can I negotiate a debt settlement over the phone?
Is there a statute of limitations on debt settlement?
Should I be wary of any companies offering “instant” debt settlement?
How can I ensure I don’t fall behind on payments during the settlement process?
Can I negotiate a debt settlement without the help of an attorney?
What happens if a debt settlement is not completed on time?

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