What is a “hardship program” and how can it help with debt settlement?

Related FAQs

How do I know if I have been approved for a debt settlement?
Are there any costs associated with a successful debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
What is a deemed satisfaction and how does that apply to debt settlement?
What if the creditor refuses to settle the debt?
Is it possible to settle a debt for less than the amount owed?
Are there any tax consequences to debt settlement?
What is a “hardship program” and how can it help with debt settlement?
Are there any legal risks associated with debt settlement?
Are there any alternatives to debt settlement?

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