What is a “hardship program” and how can it help with debt settlement?

Related FAQs

Are there any drawbacks to settling a debt?
Is debt settlement better than bankruptcy?
What is a debt settlement plan and how does it work?
Can I be sued while in the process of settling a debt?
What is a lump-sum debt settlement and how does it work?
What fees are associated with debt settlement?
How can I learn more about debt settlement laws in my state?
What is debt settlement law?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Can I negotiate a lower interest rate as part of a debt settlement?

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