What is a “hardship program” and how can it help with debt settlement?

Related FAQs

What are the guidelines for debt settlement under law?
What is a debt settlement plan and how does it work?
Are there any drawbacks to settling a debt?
Are there any laws governing debt settlement?
What happens if a debt settlement is not completed on time?
When can I start making payments on my debt settlement?
What is the difference between debt settlement and debt consolidation?
Can I negotiate multiple debts at once during the settlement process?
Are there any legal risks associated with debt settlement?
Is it possible to settle a debt for less than the amount owed?

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