Can I negotiate a lower principal balance as part of a debt settlement?

Related FAQs

How can I make a debt settlement offer more attractive to creditors?
Can a debt settlement company guarantee a successful settlement?
What is a “hardship program” and how can it help with debt settlement?
What happens to the debt that’s been settled?
What is a debt settlement plan and how does it work?
Is debt settlement reported to credit bureaus?
What should I do if a creditor refuses to negotiate a debt settlement?
What fees will I pay if I use a debt settlement company?
Are there any services that can help me with a debt settlement?
Can I negotiate a debt settlement without a debt settlement company?

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