Can I negotiate a lower principal balance as part of a debt settlement?

Related FAQs

Should I be wary of any companies offering “instant” debt settlement?
Are there any services that can help me with a debt settlement?
What is the difference between debt settlement and debt consolidation?
Can I negotiate a reduced settlement amount?
What penalties or interest can creditors charge when settling debt?
Can I negotiate a debt settlement without a debt settlement company?
How do I stop debt collection calls during the settlement process?
What is a lump-sum debt settlement and how does it work?
Are there any drawbacks to settling a debt?
How do I find out the balance of my debt?

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