What penalties or interest can creditors charge when settling debt?

Related FAQs

Is debt settlement reported to credit bureaus?
Do I need to hire a lawyer to negotiate a debt settlement?
Is debt settlement better than bankruptcy?
How will I know if a debt settlement offer is fair?
Can I negotiate a debt settlement without the help of an attorney?
Is debt settlement a better solution than bankruptcy?
Can I negotiate more than one debt settlement at once?
What is the difference between debt settlement and debt management?
Can a creditor challenge a debt settlement?
Is there any way to expedite the debt settlement process?

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