Can I negotiate a debt settlement without a debt settlement company?

Related FAQs

What if the creditor refuses to settle the debt?
Can I negotiate a debt settlement over the phone?
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When is it best to pursue debt settlement?
What is the average debt settlement amount?
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What should I look for in a good debt settlement company?
What are the risks of choosing to settle a debt?
What if I can’t pay the full amount of a debt settlement?
Is debt settlement better than bankruptcy?

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