Can I negotiate a debt settlement without a debt settlement company?

Related FAQs

How does a creditor determine if a debt should be settled?
What is the process for appealing a denied debt settlement?
What is the difference between debt settlement and debt consolidation?
Are there any services that can help me with a debt settlement?
Is debt settlement a better solution than bankruptcy?
Can I negotiate debt settlement with multiple creditors at once?
Are there any legal requirements to debt settlement?
How long will it take to settle a debt?
Are there any laws governing debt settlement?
Can I be sued while in the process of settling a debt?

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