Is debt settlement a good way to reduce debt?

Related FAQs

Are there any drawbacks to settling a debt?
Are there any legal risks associated with debt settlement?
Can I negotiate a debt settlement over the phone?
What is the difference between debt settlement and debt management?
Are there any laws governing debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
How do I stop debt collection calls during the settlement process?
Can I negotiate a debt settlement without a debt settlement company?
Do I have to pay taxes on debt settled through negotiations?
What happens if I miss a payment on a debt settlement?

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