What is the difference between debt settlement and debt management?

Related FAQs

How do I know if I have been approved for a debt settlement?
Are there any legal requirements to debt settlement?
How can I make a debt settlement offer more attractive to creditors?
Are there any laws governing debt settlement?
Can a debt settlement company guarantee a successful settlement?
Can a creditor challenge a debt settlement?
Are there any drawbacks to settling a debt?
Can I negotiate more than one debt settlement at once?
Can I negotiate a lower interest rate as part of a debt settlement?
What happens if I miss a payment on a debt settlement?

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