What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

Related FAQs

Are there any tax implications of debt settlement?
Is debt settlement reported to credit bureaus?
How do I stop debt collection calls during the settlement process?
What if the creditor refuses to settle the debt?
How can I make a debt settlement offer more attractive to creditors?
Can creditors refuse to negotiate a debt settlement?
What is the difference between debt settlement and debt consolidation?
What fees are associated with debt settlement?
Are there any alternatives to debt settlement?
How much should I expect to pay for a debt settlement service?

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