What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

Related FAQs

Can a creditor challenge a debt settlement?
How much money can I save by settling a debt?
Should I use a debt settlement company or negotiate directly with my creditors?
Can I negotiate a debt settlement on my own?
What is an unsecured debt and how does it impact debt settlement?
Are there any alternatives to debt settlement?
Are there any legal requirements to debt settlement?
How do I find out the balance of my debt?
Can I negotiate multiple debts at once during the settlement process?
What penalties or interest can creditors charge when settling debt?

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