What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

Related FAQs

Do I have to pay taxes on debt settled through negotiations?
Is there a statute of limitations on debt settlement?
What is a “hardship program” and how can it help with debt settlement?
Is debt settlement a better solution than bankruptcy?
What if the creditor refuses to settle the debt?
Can I negotiate a reduced settlement amount?
How can I learn more about debt settlement laws in my state?
Can I negotiate a debt settlement on my own?
Are there any legal risks associated with debt settlement?
What are the guidelines for debt settlement under law?

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