What is Social Security Disability Insurance (SSDI)?

Social Security Disability Insurance (SSDI) is a program of the United States government that provides benefits to disabled individuals in California who meet certain criteria. SSDI is funded by payroll taxes from working individuals and their employers. In order to be eligible for SSDI benefits, an individual must have earned a certain amount of work credits over time. Work credits are based on a specific number of quarters of coverage that an individual pays taxes for. The amount of work credits an individual needs to qualify for SSDI benefits depends on the age of the individual at the time of disability. SSDI benefits are monthly payments that are provided to individuals with disabilities who have worked and paid taxes into the system. These benefits are intended to help disabled individuals make ends meet while they are unable to work. They may also be eligible for Medicare benefits after two years of receiving SSDI benefits. In California, there are a number of disability planning laws that help individuals with disabilities plan for the future. These laws provide protection for disabled individuals and their families by providing financial planning resources, assistance with legal matters, and support for healthcare and other needs.

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