Is there a time limit for filing a disability claim?

Yes, there is a time limit for filing a disability claim in Rhode Island. A person must file a claim for disability benefits within six years of the date of injury or illness. This is known as a statute of limitation. In cases of severe long-term or chronic disability, a person may be eligible to file a claim after the six- year period from the date of the original injury or illness. This is called the Discovery Rule and applies if the person was not aware of the injury or illness, or was unable to file a claim for some other valid reason. Rhode Island also recognizes a few other exceptions to the six-year filing period. For instance, in cases of continuous disability, the state will allow a claim to be filed up to one year after the disability ends. Additionally, claims for occupational diseases, such as those caused by asbestos, can be filed up to two years after diagnosis. Overall, it is important to note that Rhode Island disability planning laws generally require individuals to file a claim for disability benefits within a certain time frame. If the claimant is unable to do so, they may be denied benefits, and the claimant may lose any opportunity to obtain the benefits that he or she is rightfully due. Therefore, it is in the claimant’s best interest to understand the statute of limitations and other related laws in order to ensure timely filing and maximize their chances of receiving benefits.

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