How does a DUI affect my insurance rates?

A DUI (Driving Under the Influence) charge in Florida can have a significant impact on your insurance rates. The charges for a DUI in Florida can range from fines and probation to jail time and license suspension. Insurance companies view DUI offenses as an increased risk which can lead to higher insurance rates. These insurance rate increases can take effect immediately after a DUI arrest. The exact amount of your rate increase depends on the severity of the charges and the insurance company you are with, but expect to pay more. Even if you have a clean driving record, a DUI can result in a 30 - 100% increase in your insurance premiums. In addition to higher insurance premiums, a DUI can lead to additional costs from other insurers who may no longer insure you. If your regular insurance company cancels your policy because of your DUI, you may have to turn to a provider who offers speciality high-risk coverage. This type of coverage typically comes at a much higher cost. The best way to avoid increased insurance rates and additional costs due to a DUI is to always drive sober and obey the laws of the road. Doing so can keep you and your insurance premiums safe.

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How does a DUI affect my insurance rates?

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