How does a DUI affect my insurance rates?

If you are convicted of Driving Under the Influence (DUI) in Minnesota, your insurance rates may go up significantly. Car insurance companies often view DUI convictions as a sign of increased risk and will increase your rates accordingly. Your insurance company may also classify you as a "high risk" driver, depending on the severity of the DUI. This classification can also result in higher rates or can even result in your policy being cancelled altogether. Another major consequence of DUI convictions is the "SR-22" requirement. SR-22 is a document that states you have liability insurance coverage. In order to get an SR-22, you must prove that you have insurance. Unfortunately, this coverage is usually more expensive than regular car insurance. It is important to note that these consequences don’t just apply to the conviction of DUI; if you’re arrested on suspicion of DUI, your insurance company could still find out and increase your rates. In short, DUI convictions and arrests can have serious implications for your car insurance and may result in higher rates or even cancellation of your policy. It is important to be aware of the potential consequences of DUI before getting behind the wheel.

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How does a DUI affect my insurance rates?

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