How does a DUI affect my insurance rates?

In Washington, a DUI can affect your insurance rates in a number of ways. The first is that insurance companies consider DUI convictions as evidence that you are a higher-risk driver and will therefore charge you higher premiums. Additionally, having a DUI on your record may make it harder to get insurance at all, as some insurers may refuse to provide coverage to someone with a DUI conviction. Furthermore, a DUI conviction may also result in a much higher deductible, meaning that you would have to pay a larger portion of any claim before your insurance kicks in. This could mean you have to pay hundreds of dollars out of pocket for an accident or other claims you may be involved in. Finally, having a DUI on your record may also result in the insurance company canceling your policy or refusing to renew your policy. This could leave you unable to find coverage and, if you do, it could be very expensive. In conclusion, a DUI can have a major impact on your insurance rates. Insurance companies will often consider DUI convictions as evidence that you are a higher-risk driver, and may refuse to offer coverage at all or charge significantly higher premiums. Additionally, you may have to pay a much higher deductible or even have your policy canceled.

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How does a DUI affect my insurance rates?

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