Does a DWI conviction affect car insurance rates?

Yes, a DWI conviction can affect car insurance rates in California. A DWI conviction is typically considered a high-risk violation by most insurers, meaning that it is more likely to lead to higher insurance premiums than other types of violations. Insurance companies use risk factors to calculate premiums, and a DWI conviction generally falls into the "high-risk" category. This means that insurance companies consider people convicted of a DWI to be more likely to get into an accident and file a claim than those with a clean driving record. The amount that car insurance premiums increase after a DWI conviction depends on the individual insurance company and the amount of coverage. Usually, the driver may experience an increase of 20 to 40 percent. However, the amount may be much higher or lower depending on the insurer, type of violation, and other circumstances. It is important to understand that the effects of a DWI conviction on car insurance rates can vary. Some insurance companies may even offer discounts or premiums that are lower than usual. It is recommended that people convicted of a DWI shop around for the best deal on car insurance so they can save as much money as possible.

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Does a DWI conviction affect car insurance rates?

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