How long will my insurance rates be affected by a DWI conviction?

Typically, a DWI conviction in Texas will affect your insurance rates for at least three to five years. Even if you only received probation or a suspended sentence, your insurance rates are likely to increase due to the criminal record. In addition, you may be required to carry a SR-22 form, which is basically proof that you have the required liability insurance. This form can require additional fees, and your insurance company may label you as a high-risk driver. When a DWI conviction goes on your driving record, insurance companies will consider you to be more of a risk and will likely charge you higher premiums. The premiums can range from a minor increase to an increase of more than three times the normal rate. Additionally, some insurance companies may even choose to drop you altogether. To reduce the long-term effects of a DWI conviction on your insurance rate, you should consider seeking out other insurance providers and getting multiple quotes from companies that specialize in insuring drivers with a history of DWI. You can also try to negotiate with your current provider and show that you have taken steps to reduce the risk of any future DWI convictions. It’s important to remember that a DWI conviction is a serious criminal offense and that the consequences will stay on your record for some time.

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How long will my insurance rates be affected by a DWI conviction?

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