How long will my insurance rates be affected by a DWI conviction?

A DWI conviction in Virginia can have a drastic impact on your insurance costs and it is important to understand how long this effect will last. Generally speaking, insurance companies view a DWI as a serious offense and may increase your rates for up to five years following a conviction. During the five-year period, your rates may increase significantly as a result of the DWI conviction. In order to estimate how much your insurance costs may increase, it is important to speak to your insurance provider. As long as you disclose that you have been convicted of a DWI, your provider can then evaluate the risk associated with you as a customer. Some providers may even drop your coverage as a result of the conviction. In addition to an increased cost associated with insurance, there are also various fees and fines that you may be required to pay. These fees and fines can include reinstatement fees, court costs, fines, and costs for the installation of an ignition interlock device. All of these fees and fines will be in addition to any increased cost associated with your insurance. To help minimize the potential impact of a DWI conviction on your insurance premiums, it is important to stay out of trouble and maintain a clean driving record. Following the completion of any mandated DWI classes, it is also important to keep up with all fees and fines associated with the conviction. By taking these steps, you can help minimize the effect that a DWI conviction will have on your insurance rates.

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How long will my insurance rates be affected by a DWI conviction?

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