How long will my insurance rates be affected by a DWI conviction?

A DWI conviction in Washington can have long-lasting consequences for your car insurance rates. Depending on your insurance provider and the details of your case, your car insurance rates can increase for up to five years. Insurance companies will consider the specifics of a DWI conviction when determining rates. For example, if you were arrested for driving with a Blood Alcohol Concentration ( BAC ) of .08 or higher, you are likely to face higher rates and fewer insurance options. Additionally, if you are convicted of a felony DWI, your insurance costs could be even higher. Each insurance provider has different policies regarding DWI convictions, and the implications may vary. It is important to contact your insurance company if you have been convicted of a DWI to find out what their policy is and how long they will factor a DWI conviction into your rates. In most cases, you can expect a significant increase in your car insurance rates after a DWI conviction. It is important to find out what kind of impact this conviction will have on your rates so you can budget appropriately. In some cases, insurance companies may even cancel your policy if you have been convicted of a DWI. If this happens, you may have to purchase a higher-risk policy, which is typically more expensive than a standard policy. It is important to keep in mind that, even after your rates eventually return to normal after five years, a DWI conviction will still remain on your driving record. This means that you may still have to pay higher rates in the future if you are convicted of another DWI.

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How long will my insurance rates be affected by a DWI conviction?

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