Are employers required to offer Vision and Dental Insurance?

In California, employers are not required by law to offer vision and dental insurance benefits to their employees. However, they may decide to offer these benefits as part of a comprehensive employee benefits package. California does not have any state-level laws or regulations that require employers to provide these types of insurance coverage to their employees. However, if employers choose to offer vision or dental insurance as part of their employee benefits package, they must comply with the terms of their plan and any applicable laws or regulations. In addition, some employers may choose to offer a vision or dental plan in conjunction with a major medical plan. This is known as a “limited benefit plan” and is subject to regulation by the California Department of Insurance. A few employers also may choose to provide limited vision and/or dental coverage through flexible spending account (FSA) or health savings account (HSA) plans. These plans are subject to IRS regulations, and the tax savings they offer may make them more attractive to employers. Finally, employers in California may be subject to certain collective bargaining agreements or employment contracts that require them to provide vision and dental insurance benefits for their employees. If an employer is subject to such agreements or contracts, the employer must comply with the terms of those agreements or contracts.

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Are employers required to offer Vision and Dental Insurance?

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