What laws govern consumer-to-business online transactions?

In Washington, the laws and regulations that govern consumer-to-business online transactions are mainly found within the Uniform Electronic Transactions Act (UETA). The UETA is a set of laws designed to promote and encourage the use of electronic transactions in place of paper-based documents. UETA establishes the legal equivalence of electronic records, such as emails, contracts, and invoices. Under UETA, all contracts and other legal documents can be legally binding when executed electronically. In addition, Washington also has the Electronic Signatures Act (ESA) which recognizes the legality of electronic signatures, or e-signatures. This law is important for online transactions, as it allows consumers to electronically sign legal documents, such as contracts and invoices, and have them legally be binding and enforceable. Furthermore, Washington also has the Electronic Fund Transfer Act, which requires companies to provide certain consumer protections when handling electronic funds. For example, companies are required to provide customers with a disclosure statement that outlines all fees, charges, and other conditions associated with a financial transaction. In Washington, these are some of the main laws that govern consumer-to-business online transactions. It is important that both consumers and businesses understand these laws and abide by them to ensure that all online transactions are fair and secure.

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What laws govern consumer-to-business online transactions?

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