Is an employer obligated to provide insurance for its employees?

In California, employers are not legally obligated to provide insurance to their employees. However, this does not mean that they cannot be offered insurance as a benefit of employment. Depending on the size of the business, employers may be required to provide insurance to their employees under certain circumstances. For instance, if an employer has more than 50 full time-equivalent employees, then they are obligated to provide insurance to their workers under the Affordable Care Act. This includes health care, dental, vision, and other types of insurance depending on the state. Additionally, if an employer offers insurance, they must also comply with certain anti-discrimination policies regarding who is eligible for coverage. Employers may also choose to offer insurance to their employees as a benefit, regardless of the size of their business. This may include health, dental, vision, and other types of insurance such as life, disability, or long-term care. In some cases, employers may offer coverage to part-time or casual employees, although this is not a legal requirement. In summary, employers in California are not legally obligated to provide insurance for their employees. However, this does not mean they cannot offer insurance, as they may choose to provide it as a benefit to their workers. Additionally, employers of certain sizes may be required to provide coverage according to the Affordable Care Act.

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Is an employer obligated to provide insurance for its employees?

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