Are employers required to provide employee health benefits?
In Texas, employers are generally not required to provide health benefits to their employees. However, some companies may choose to offer health benefits to their employees as an incentive to keep them working. In addition, some private businesses may be subject to a requirement called the "Employer Shared Responsibility Provision". That provision requires businesses with 50 or more employees to offer "affordable" health coverage or potentially face a penalty. However, Texas does not have a state law that requires employers to provide health benefits to their employees. As a result, it is ultimately up to the employer whether to provide health benefits or not. Employees may still be able to access health care coverage through government programs such as Medicaid or Medicare, or through private health insurance. Overall, employers in Texas are not legally required to provide employee health benefits. However, they may opt to offer such benefits as an incentive to attract and retain employees. Employees who do not have access to health care benefits may be able to access coverage through government programs and private health insurance plans.
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