What are the requirements for providing workers' compensation?
In California, employers are required to provide workers’ compensation insurance for their employees. This insurance provides medical care and income for employees who are injured or become ill due to their job. Workers’ compensation is mandatory for employers in California with at least one employee and is required for all legal employees, including minors, part-time and seasonal employees, family members, and undocumented workers. Employers must also maintain coverage if they have out-of-state employees working in California. Employers in California are required to file a Form C-3, Employer’s Report of Injury or Occupational Disease with the Workers’ Compensation Insurance Rating Bureau. This form must be filed within 10 days of any incident or when an employee reports a workplace injury or illness. Employers must also post a workers’ compensation notice in their workplace and provide the notice to all employees. This notice outlines the workers’ compensation benefits and rights to all employees. Employers are required to pay for all medical costs and disability benefits, and they must provide access to medical care so that injured employees can heal and return to work as soon as possible. They must also provide compensation for any lost wages due to the injury for up to two years. Finally, employers must document all workplace injuries and illnesses. This includes writing up an incident report, maintaining medical records, and providing the affected employee with a payments voucher called the Notice of Potential Eligibility (NOPE). This ensures that the employee is aware of his/her rights and that the employer has all of the required documentation.
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