What is the difference between an equine liability waiver and an equine liability insurance policy?

An equine liability waiver and an equine liability insurance policy are both legal documents used to protect horse owners in Delaware from being held liable if someone suffers an injury or loss due to a horse-related accident. However, these two documents are different. An equine liability waiver is a legal document that is signed before an activity involving horses takes place. This waiver is a release of any responsibility for potential injury or damage from the owner. The waiver protects the owner from legal issues that may arise from the activities involving the horse. An equine liability insurance policy is a form of insurance specifically designed to protect horse owners from lawsuits. The insurance policy pays out in case the owner is found liable for any injury or loss caused by their horse. In sum, the difference between an equine liability waiver and an equine liability insurance policy is that the waiver protects the owner from legal issues that may arise from the activities involving the horse, while the insurance policy pays out in case the owner is found liable for any injury or loss caused by their horse.

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