What can I do if I am facing foreclosure?

If you are facing foreclosure in Pennsylvania, there are several steps you can take to protect yourself and your property. The first step is to contact a qualified foreclosure defense attorney who can inform you of your rights and advise you on how to best protect them. Your lawyer can also help you understand the laws that govern foreclosures in Pennsylvania and answer any questions you may have. The second step is to contact your lender and request a loan modification. Changes to loan terms such as lower interest rates, longer loan terms, or decreased loan payments may be available. If you accept a loan modification, make sure you understand the new terms and that you can afford them. Additional financial assistance programs may be available to you. These programs may help you avoid foreclosure by providing assistance with part or all of your mortgage payments. Contact your local government and housing authority to learn more about these programs and if they can help you. Finally, if you are unsuccessful in changing your loan terms or obtaining assistance and foreclosure is imminent, you may still have legal options. Your foreclosure defense attorney can inform you of the available options and help you file any legal paperwork.

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What can I do if I am facing foreclosure?

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