What should I do if I'm facing foreclosure?

If you are facing foreclosure in California, the most important thing you can do is contact an attorney who specializes in foreclosure defense law. Your attorney can help you explore various legal options that may be available to you, such as filing for bankruptcy or renegotiating the terms of your loan. Your attorney can also help you determine if you have any legal defenses against the foreclosure. Depending on the circumstances, some homeowners in California may have the right to challenge the foreclosure in court. A successful challenge could result in a court order that allows the homeowner to keep their home. Your attorney can help you understand the foreclosure process in California, as well as all of your rights and obligations during the process. Your attorney can also give you advice on how to best protect your credit score while you’re dealing with the foreclosure. In addition to consulting an attorney, you can reach out to government and non-profit organizations for assistance. HUD-approved housing counselors can provide you with free assistance to help you understand your options, and some organizations may even be able to help you reduce your mortgage payments. Finally, make sure you are aware of all of the deadlines and filing deadlines in California. It’s important to be prompt and organized if you want to defend your home from foreclosure.

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What should I do if I'm facing foreclosure?

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