What should I do if I'm facing foreclosure?

If you are facing foreclosure in New York, your first step should be to contact a qualified attorney experienced in foreclosure defense law. You should make sure to tell the attorney all the details of your situation, such as when you first received a foreclosure notice, how much is owed, and any other relevant information. The attorney will look into the details of your case and help you develop a plan to fight the foreclosure, which could include a loan modification, a forbearance agreement, or a deed in lieu of foreclosure. Your attorney may also recommend that you file a motion to stay in the court where the foreclosure case is pending. This motion requests the court to delay the foreclosure process so that you can explore other means of avoiding foreclosure. You should also make sure to keep up with all the required payments on your mortgage while you are in the process of defending the foreclosure. Finally, it is important to stay informed about all the foreclosure laws and regulations in New York. You can find this information online, and your lawyer may also be able to help. Knowing what you can and cannot do can help ensure that you get the best possible outcome for your situation.

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