What documents do I need to provide my lender in order to negotiate a loan modification?

In order to negotiate a loan modification with your lender in West Virginia, you will need to provide them with the following documents: 1. Your most recent credit report: This document will provide a history of how well you have paid your bills in the past and will be used to assess your creditworthiness. 2. An income and expenditure statement: This statement will provide evidence of your current income and intended future expenses. It should include your income sources, monthly rent/mortgage payments, loan payments, and any other payments. 3. Hardship documentation: This could be a letter from your employer or doctor detailing why you cannot afford to make your mortgage payments, or it could be proof of a financial hardship. 4. Correspondence with your lender: All correspondence between you and your lender should be provided, as this will provide evidence of your attempts to negotiate a loan modification. By providing these documents to your lender in West Virginia, you are giving them the information they need to make an informed decision about your loan modification request. Good luck!

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