What kind of help can I get to prevent foreclosure?

If you are facing foreclosure in West Virginia, there are several ways you can get help to prevent it. One important step is to speak with a qualified foreclosure defense lawyer. A lawyer can assess your situation and advise you on how to best proceed to prevent foreclosure and keep your home. Another option is to contact a housing counseling agency or a qualified housing counselor. Housing counselors are trained in foreclosure processes and can help you learn about your options and work with your lender to develop a plan of action. You may also qualify for public assistance programs offered by HUD, such as the Making Home Affordable Program, which offers financial help for those facing foreclosure. These programs may help you stay in your home. You can also contact a local non-profit foreclosure prevention organization. These organizations usually offer free counseling services to homeowners who are at risk of foreclosure. They can provide guidance and assistance, such as negotiating with your lender, restructuring your loan, and creating a repayment plan. Finally, you can look into ways to reduce your costs, such as applying for a loan modification. A loan modification can reduce your monthly mortgage payments, allowing you to stay in your home while also managing your finances. These are just a few of the options available to you as you try to prevent foreclosure in West Virginia. Working with a qualified foreclosure defense lawyer, a housing counselor, or a nonprofit organization can give you the best chance of keeping your home.

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