How can I protect myself from foreclosure if I'm unemployed?

If you are unemployed and facing foreclosure in Virginia, there are several options available to help you protect yourself. One of the most important things to do is to contact your lender as soon as you know that you may be facing foreclosure. This can help you to work out a repayment plan or negotiate a payment break that may help you to manage your finances in a better way. You may also be able to seek assistance from programs such as the Hardest Hit Fund (HHF). This program provides direct financial assistance in the form of grants to certain homeowners who have experienced a significant drop in income due to unemployment. Additionally, you may be able to seek help from a foreclosure defense attorney. These attorneys specialize in defending clients against foreclosure proceedings and can provide guidance, advice, and representation in court. They can make sure that your rights are protected throughout the process, negotiate your repayment terms, and may even be able to get your loan modified. Finally, you may be eligible for VA foreclosure prevention counseling. This counseling can help you to understand your options and provide additional advice about how to avoid foreclosure and save your home.

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How can I protect myself from foreclosure if I'm unemployed?

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