Who is responsible for evaluating a fire insurance claim?

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What is the process for filing a fire insurance claim?
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Who is responsible for evaluating a fire insurance claim?
What happens if I fail to make a prompt notification of a fire insurance claim?
What additional costs may be associated with filing a fire insurance claim?
Is there a limit to the amount of damages that I can claim?
What is the role of the insurance company in a fire insurance claim?

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