What are the common causes of fire insurance claims?

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What are the costs associated with fire insurance?
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What is fire insurance?
Are there any restrictions on the types of items that I am able to claim for in a fire insurance claim?
What additional costs may be associated with filing a fire insurance claim?
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Can I change my fire insurance policy after a claim is filed?
How long does it take to settle a fire insurance claim?
What happens if the fire insurance claim is contested by my insurance company?

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