What steps should I take if I suspect arson was the cause of a fire?

If you suspect arson was the cause of a fire, it is important to take the necessary steps to protect yourself and your property. In North Carolina, the first step to take in a suspected arson case is to report the incident to the local fire department. The fire department will investigate the incident and make a determination as to the cause. If the fire department finds that arson was the cause, they will notify the appropriate law enforcement agency. If the fire was deemed to be the result of arson, the next step is to report the incident to your insurance company. Most insurance companies require a police report in order to process a fire insurance claim. Depending on the type of policy you have, you may also need to provide proof of loss as well as photos or videos of the damage to the property. Once a fire insurance claim is filed, the insurance company will send an adjuster to inspect the property. The adjuster will verify the damage and collect evidence of arson. If arson is confirmed, the claim will be paid to cover the cost of damages. However, the insurance company may also contact law enforcement to pursue criminal proceedings against those responsible for the fire. It is important to take the proper steps if arson is suspected. Contacting the fire department and filing a claim with your insurance company can help ensure your property is protected and that those responsible are held accountable.

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