Is there a statute of limitations on filing a fire insurance claim?
Yes, there is a statute of limitations on filing a fire insurance claim in the state of Washington. According to the Washington State Legislature website, an insurance claimant must file a lawsuit for a fire insurance claim within three years of the date of the loss. This is known as the “statute of limitations.” In cases where the damage was not caused by an intentional act or through negligence of the claimant, the time limit is two years from the date of loss. If the claim is denied and no lawsuit is filed within the applicable time limit, the claim is barred and the claimant cannot pursue legal action on the matter. This means that even if the claim is valid, a claimant cannot receive any recovery if it is filed outside the statute of limitations. When deciding whether to pursue a fire insurance claim, it is important to keep in mind that the statute of limitations on these types of claims is relatively short in Washington. It is important to contact an insurance attorney as soon as possible to make sure that a claim is filed within the required time limit.
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