Can I be evicted after a foreclosure?

Yes – if you are living in a home that was foreclosed on, you can be evicted after the foreclosure process is complete. In Virginia, when a home is foreclosed on, the court issues an order of sale. After the sale is finalized, the lender has to provide certain documents to the tenant, including the date by which they must vacate the property. The tenant must vacate the property within 10 days after receiving the documents, unless certain exceptions apply. In some situations, the tenant may be able to negotiate with the lender and stay in the home for a specific period of time. This is often referred to as a ‘cash for keys’ arrangement and involves the tenant agreeing to vacate the property in exchange for a certain amount of money. If the tenant does not vacate the property within 10 days of receiving the eviction papers, the lender can file an eviction case with the court. The court will then issue a summons and writ of eviction that will give the tenant 5 days to move out. If the tenant does not vacate the property by that time, the lender can ask the court to issue a warrant for possession, which will allow the sheriff to physically evict the tenant. In conclusion, if a home is foreclosed on in Virginia, the tenant can be evicted after the foreclosure is complete, unless they have made special arrangements with the lender.

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