What is a foreclosure defense attorney?

A foreclosure defense attorney is a lawyer who specializes in defending people facing foreclosure in Virginia. Foreclosure is the legal process in which a lender takes back a property from a borrower who has failed to make payments. A foreclosure defense attorney helps individuals facing foreclosure to explore legal options that may help them keep their property or find a resolution that works for both parties. Foreclosure defense attorneys assess the case to determine whether or not any legal grounds exist to challenge a foreclosure. This includes looking at state foreclosure laws as well as any violations of federal laws, including the Truth in Lending Act and the Real Estate Settlement Procedures Act. They also review documents, such as loan applications and other pertinent documents involved in the foreclosure process. Foreclosure defense attorneys can help negotiate payment plans with the lender and represent the borrower in court. In the best case scenario, the lender may agree to a modification that would allow the borrower to keep their property. In other cases they may be able to settle the debt for a lesser amount than what is owed or negotiate a short sale. Ultimately, a foreclosure defense attorney can provide valuable advice and assistance to someone facing foreclosure in Virginia. They will help individuals explore their legal options, negotiate with lenders, and review all documents involved in the foreclosure process.

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What is a foreclosure defense attorney?

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