What is health insurance?

Health insurance is a type of insurance coverage that helps pay for medical expenses. In California, health insurance is regulated by state law. Health insurance plans usually cover a portion of the costs associated with medical services and treatments. Health insurance may cover doctor visits, hospital stays, prescription drugs, emergency services, and other medical services. Health insurance plans are offered by employers, private companies, or the government. They are usually purchased on a monthly basis and the amount paid each month depends on the type of plan chosen and the amount of coverage desired. Depending on the plan, some health insurance plans may cover all or part of the cost of doctor visits, hospital stays, and other medical services. Having health insurance can help reduce the financial burden of medical bills as well as provide peace of mind that medical expenses will be covered. Without health insurance, medical bills can quickly add up and become financially unmanageable. Health insurance can help reduce the amount of money spent on medical bills, allowing people to focus on healing and getting the care they need.

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