What is health insurance?

Health insurance is a form of protection that helps to cover the cost of medical care. It is a contract between you and an insurance company, in which you pay a monthly premium in exchange for medical coverage and the assurance that the insurer will pay for your medical expenses if you become ill or injured. In Texas, health insurance covers a variety of medical and pharmacy services, including preventive care, hospitalization, surgery, emergency services, mental health services, and prescription drugs. Additionally, it can also help cover certain out-of-pocket costs like copayments, coinsurance, and deductibles. Health insurance is an important way to ensure that you can access necessary medical care when needed and to limit financial costs associated with getting care.

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What is health insurance?

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