What is the difference between an HOA and a condominium association?

The difference between a Homeowners Association (HOA) and a Condominium Association (CA) lies in the types of residential real estate that each governs. A HOA oversees most of the land and community features in a planned community, such as common areas, parks, and neighborhood amenities. On the other hand, a CA governs residential buildings in a condominium. The rules and regulations for an HOA are typically more extensive and detailed than a CA because a HOA covers a larger area. They have the authority to create and enforce regulations about the use and appearance of all community properties. They also typically require homeowners to abide by defined rules of conduct. A CA, however, has the authority to manage the internal structures of the condominium, such as approving architectural changes and regulating the use of common areas. A CA is not responsible for the maintenance and upkeep of any external areas. Moreover, the dues payment structure may be different too. HOA dues are usually applied to common areas, whereas CA dues may be used for the maintenance of individual units. Furthermore, a HOA has the power to issue fines for rule violations, while a CA does not. In summary, HOAs and CAs are both organizations that manage residential real estate, but they do so in different ways. HOAs govern larger areas of planned communities, while CAs manage condominiums. Furthermore, they have different rules, regulations, and dues payment structures.

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