What are the time limits for filing an insurance claim?

In Mississippi, there are different time limits for filing an insurance claim depending on the type of claim. It is important to be aware of these deadlines when submitting a claim. For property insurance claims, the policyholder must notify the insurance company within a reasonable period of time. Normally, this is within one to two months of the incident, but the exact timeline may vary. For personal injury claims, Mississippi law requires that they be reported to the carrier within one year of the incident. If the claim is not reported within this timeline, the claim may be denied. Health insurance claims in Mississippi must be reported to the insurance company within one year of the date of service, acceptance of the claim, or discovery of the injury or illness, whichever comes first. Failure to do so may cause the claim to be denied. Finally, the Mississippi insurance code states that workers’ compensation claims must be reported within 30 days of the incident. If the claim is not filed within this timeline, the claim may be denied. It is important to be aware of these time limits when submitting an insurance claim. Filing a claim in a timely manner can help ensure that the claim is processed in a timely manner.

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